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HRAs for small businesses
Offer a health benefit that competes with big-company plans — at a fixed monthly cost you choose, with no group insurance to manage.
Common use cases
Your first health benefit
Go from nothing to a compliant, tax-free benefit in an afternoon. A QSEHRA was designed for exactly this moment.
Explore QSEHRA →Escape rising group premiums
Replace an unaffordable group plan with defined allowances. Your cost stays flat even when premiums climb.
Explore ICHRA →Hire beyond your home state
Employees buy coverage where they live; you reimburse them the same way everywhere.
See how it works →Keep budgeting predictable
Set allowances per employee per month. You never pay more than the budget you approved.
Create a plan →Where to start in the app
- 1. Onboard your company — platform admins create the company and its first admin.
- 2. Create a plan — pick the HRA type and set allowance amounts.
- 3. Add employees — invite your team one by one.